| Category | Assets That Gained Purchasing Power | Assets That Lost Purchasing Power |
|---|---|---|
| Precious Metals | Gold, Silver | Non-precious metals (e.g., aluminum) |
| Real Assets | Real Estate, Farmland, Timber | Timeshares |
| Investments | Stocks, Index Funds (ETFs), Bitcoin | Bonds (long-term, fixed returns) |
| Collectibles | Fine Art, Luxury Watches, Rare Cars, Antiques | Cheap jewelry |
| Commodities | Oil, Gas | Corn, Wheat (basic agricultural commodities) |
| Memorabilia | Rare Books, Manuscripts, Fine Wine | Mass-market books, CDs/DVDs/physical media |
| Consumer Goods | - | Used cars, Consumer electronics, Appliances |
| Currencies | - | Fiat currencies (USD, EUR, etc.), Cash savings |
| Furniture | - | Basic furniture (non-antique) |
| Clothing | - | Fast fashion |
| Asset | Why It Keeps Gaining Power |
|---|---|
| Gold & Silver | Precious metals have intrinsic value, limited supply, and have been used as stores of value for thousands of years. They tend to rise during economic uncertainty. |
| Real Estate | Land and property are scarce resources that historically appreciate over time, especially in desirable locations. |
| Stocks (Equities) | Companies innovate and grow profits over time, which reflects in stock market appreciation. Long-term equity investments often outpace inflation. |
| Farmland | Food demand increases with population growth, making farmland a consistently valuable asset. |
| Bitcoin | Limited supply (21 million cap) and growing adoption as "digital gold" make it a strong contender for future appreciation, though it's highly volatile. |
| Luxury Collectibles | Items like rare art, watches, and cars appreciate due to scarcity and demand from wealthy collectors. |
| Asset | Why It Keeps Losing Power |
|---|---|
| Fiat Currencies | Governments continually print money, causing inflation and reducing purchasing power. This trend has persisted for centuries. |
| Savings Accounts | Interest rates rarely keep pace with inflation, meaning cash loses value over time. |
| Used Cars | Most vehicles depreciate immediately after purchase and continue to lose value as they age. |
| Consumer Electronics | Rapid technological advancements make older models obsolete, leading to loss of value. |
| Fast Fashion | Clothing from mass-market brands is inexpensive and wears out quickly, holding no resale value. |
| Basic Furniture | Non-collectible furniture depreciates rapidly and holds little value over time. |
| Bonds (Fixed-Return) | Fixed-income investments lose real value during periods of high inflation, especially if interest rates don’t adjust upward. |
If you're considering investing, it's wise to focus on scarcity-backed, growth-oriented assets for long-term preservation and growth of wealth. Let me know if you'd like more tailored advice..